First Step to Apply: The FAFSA
Your first step to apply for grants, federal work study, need-based scholarships, and student loans is to complete the Free Application for Federal Student Aid (FAFSA). Then UT will determine your eligibility.
You must complete and submit the FAFSA to qualify for federal student aid. You may begin filling out the FAFSA, save it online, and return to it later.
For priority consideration for financial aid, complete and submit your FAFSA by February 15.
The information you provide on the FAFSA will be applied to a formula by the Central Processing Center, and a number will be generated.
Questions such as “Am I considered an independent student?” are addressed in the HELP section of the FAFSA website.
If you receive enough financial aid to cover your charges, you’re not eligible for the Deferred Payment Plan.
Before applying for financial aid, you’ll likely want to spend some time estimating the costs of attending UT.
These costs will vary by your program and level. Visit our Cost Estimators page to learn more.
What Affects Your Costs?
Here are some of the contributing factors:
- The UT Board of Trustees sets official tuition and fee rates in June each year. New rates take effect each fall.
- The UT administration submits tuition and fee recommendations to the board as part of the budgeting process.
- Additional per credit hour fees may be assessed depending on what you’re studying. For instance, courses in business, engineering, and nursing have added fees.
Indirect costs also vary depending on your housing status.
Checking Your Status
You can log into MyUTK to check your financial aid status. If your aid isn’t applied to your account by the due date, you must enroll in a payment plan. Financial aid will not be applied to your account if you have a hold or a prior term balance.
Verification for Financial Assistance
Learn what you need to provide to comply with a Tennessee law requiring proof of U.S. citizenship or lawful presence if you apply for a scholarship, grant, loan, tuition or fee waiver, or other financial assistance that uses state funds.
Types of Aid
- Entering Freshmen
- Continuing Undergraduates and Transfer Students
- Summer Financial Aid
- Study Abroad Financial Aid
- UT Students Taking Classes at Another School
Graduate Financial Aid
Graduate students should submit a FAFSA to be eligible for financial aid including student loans and grants. If you have questions about scholarships, you should contact the department that admitted you. The Graduate Admissions website has information on fellowships and assistantships.
How Aid is Applied
Excess financial aid is delivered to students after the beginning of each term. These funds are not available until your enrollment is verified and university fees and charges are credited or paid.
Financial aid recipients who withdraw from UT after registration must immediately notify a One Stop counselor. Financial aid must be repaid immediately if you withdraw during the refund period.
Financial aid checks are not disbursed to any person other than the payee.
The Fine Print
To receive financial aid, all students must meet the following requirements: Additional Terms and Conditions that May Apply
To receive financial aid, all students must meet the following requirements:
Additional Terms and Conditions that May Apply