Financial Aid

UT students often qualify for need-based financial aid from the government, state, and university, making your goals more achievable. Most Vols receive one or more types of financial aid detailed below after submitting the Free Application for Federal Student Aid (FAFSA).

Types of Financial Aid

Explore the different types of financial aid UT offers, including grants, scholarships, Federal Work-Study, and loans. We encourage you to file your FAFSA every year to qualify for the most types of financial aid.


UT offers a variety of scholarships to honor your accomplishments and provide access to the Volunteer experience.

Explore Scholarship Opportunities


Grants are a type of aid typically awarded to students with higher financial need, as determined by the FAFSA.

Learn More About Grants

Federal Work-Study (FWS)

FWS provides paid part-time employment opportunities, flexibility around class schedules, and resume-boosting work experience.

Discover FWS


You can choose to use loans to fund your education or other expenses. UT is here to help you make responsible borrowing decisions.

Learn More About Loans

Getting Started with Aid

1. File Your FAFSA

The Free Application for Federal Student Aid (FAFSA) determines your eligibility for many types of state and federal financial aid. Students can now submit the 2024-25 FAFSA to qualify for aid beginning in Fall 2024.

It’s important to file a FAFSA every year to remain eligible for aid.

View FAFSA page

2. Understand Costs

Get a detailed breakdown of the estimated costs of attending UT.

Find Your Cost of Attendance

3. Explore Scholarships

Learn more about the scholarships available to UT students.

View Scholarships page

4. Check Your Aid Status

You can check your financial aid and scholarship offers in your MyUTK account.

Log into MyUTK

Financial Aid Details

Keep Your Financial Aid

Learn more about the requirements you will need to meet to keep your financial aid.

If you receive state or institutional financial aid, you may be required to provide documents to show proof of US citizenship or lawful presence.

Verify Your Financial Aid

The federal government randomly selects students who are receiving financial aid to complete a process called verification. If selected, One Stop will contact you to provide support and next steps.

Check Your Financial Aid Status

You can check your financial aid status at any time in your MyUTK account. After logging in to your account, click “My Financial Information” and select “See Details” next to Financial Aid Summary.

How Your Financial Aid Applies

Your financial aid will apply to your account after billing statements are released and will be based on the total number of credit hours you are enrolled in each semester.

We encourage you to discuss financial aid implications with One Stop before making any decisions to withdraw or leave the university.

Refunds and Excess Financial Aid

Learn more about how refunds from excess financial aid are sent to students.

Financial Aid Terms and Conditions

You must meet the following requirements to receive financial aid:

  • Admitted into a degree-seeking program of study
    • Students in certificate programs do not qualify for federal student aid
  • Enrolled in a minimum of six credit hours each semester
  • Have a valid Social Security Number
  • Be a citizen of the United States or eligible noncitizen
  • Meet Satisfactory Academic Progress requirements
  • Register with Selective Service (males only)
  • Not be in default on a federal student loan or owe a repayment from a federal grant overpayment

Additional Terms and Conditions That May Apply

  • All awards are subject to change pending the availability of federal, state, and institutional funding and regulatory verification
  • Aid offers not accepted within twenty-one days are subject to cancellation
  • Canceled aid awards will only be reinstated pending the availability of funds
  • Offered aid is based on full-time enrollment (Undergraduate—twelve hours, Graduate—nine hours)
  • The Tennessee Education Lottery Scholarship or HOPE Scholarship program is administered by the Tennessee Student Assistance Corporation (TSAC)
    • TSAC determines student eligibility for the program based on the federal packaging criteria, which requires institutions to take into account all resources of assistance
    • HOPE recipients are responsible for being aware of all guidelines and information governing the program
  • Students who already have a degree may qualify for limited types of student loans
  • Aid will not be disbursed to students selected for participation in the Financial Aid Verification Program until all document requirements are satisfied
  • Students with federal or state drug convictions that occurred while receiving aid may be ineligible for financial aid