Undergraduate Budget
Billing & Payments
Estimate Breakdown: 2026-27 Academic Year
Updated July 2026. Use this page to estimate the annual cost of attending UT as an undergraduate student. The figures below include charges billed by UT and estimated expenses such as books, transportation, housing, food, and personal needs. Your actual costs will depend on your residency, academic program, housing choice, financial aid, and personal spending.
Tuition charges may also vary depending on your program of study. Additional pre credit hours fees are assessed for students taking courses in architecture, business administration, engineering and nursing.
UT reserves the right to adjust tuition charges when deemed necessary. Official fees are set by the UT Board of Trustees in June/July of each year.
Cost of Attendance for Undergraduate Students
| Direct Costs* Billed by UT or Required for Class (Books, supplies, etc.) | In State | Out of State |
|---|---|---|
| Tuition | $11,560 | $31,672 |
| Fees This is an estimate of what a student will spend on tuition and fees for the Fall and Spring semesters. | $2,464 | $2,806 |
| On-Campus Housing* This is an estimate of what a student will spend on housing and meals for the Fall and Spring semesters if they live in university housing. | $9,572 | $9,572 |
| Food | $5,166 | $5,166 |
| Books, Course Materials, Supplies and Equipment This is an estimate of what a student will spend on books for the Fall and Spring semesters. Undergraduates will see a Total Access Program charge of $249 (Fall/Spring Semester) or $79 (Summer Semester) in their cost of attendance and financial statements each term. This is included in all undergraduate student statements as a flat fee that covers all textbook and material costs. | $1,598 | $1,598 |
Estimated Indirect Costs** Not billed by UT; based on personal spending/needs | In State | Out of State |
| Transportation This item is for budgeting purposes only and will not be billed to you. | $3,500 | $3,500 |
| Miscellaneous Personal Expenses (Based on personal spending habits) This item is for budgeting purposes only and will not be billed to you. | $3,042 | $3,042 |
| Loan Fees This is an estimate of what the average student spends in federal loan origination fee. | $92 | $92 |
| Total, with on-campus housing (Direct costs plus estimated indirect costs) | $36,994 | $57,448 |
*For off-campus housing, we estimate an annual housing cost of $12,600. This would make the estimated annual total cost of attendance $39,494 for an in-state student, and $58,938 for an out-of-state student.
**As defined by US Department of Education Federal Student Aid Guidelines.
Net Price Calculator
Entering first-year students can also use the Net Price Calculator to help determine likely out-of-pocket expenses.
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